Invoice Finance – Unlock Cash Flow from Outstanding Invoices
Waiting on customer payments? Get paid in 24 hours and keep your business moving.
At Go-Factor, we help UK businesses unlock the cash tied up in unpaid invoices—so you can access fast, flexible working capital without taking on debt.
When your cash flow is under pressure and business loans are slow or unavailable, invoice finance is a smarter solution.
We connect you with trusted UK lenders offering:
- Up to 100% of invoice value, often within 24 hours
- Transparent terms and flexible repayment options
- Quick setup with minimal paperwork
- Specialist support for a wide range of sectors including logistics, recruitment, construction, and more
What is Invoice Finance?
Invoice finance (also called invoice factoring) allows you to release funds as soon as you issue an invoice—helping you cover costs, pay suppliers, or reinvest in growth without waiting 30–90 days for payment.
There are two main options:
- Factoring – You get paid upfront and the lender manages collections
- Discounting – You stay in control of your customer relationships
Our team will help you find the right solution based on your business model and goals.
Eligibility – Can You Apply?
You’re likely eligible for invoice finance if:
- You’re a B2B business selling goods or services on credit
- You have a turnover of £50,000+, or you're a new business on track to grow
- You are a Limited Company, Sole Trader, Partnership, or PLC
Why Use Go-Factor?
As a leading UK commercial finance broker, we compare invoice finance providers to find the best deal for your needs.
- Better rates than going direct
- Faster access to funds with less hassle
- Independent advice, tailored to your sector
- 100% confidential and obligation-free
Our partners are FCA-regulated and trusted by thousands of UK businesses.