Why Businesses Want To Fund a Single Invoice or Choose Spot Finance

Spot Invoice Finance helps UK businesses release cash from funding a single invoice, customer or contract without committing to an ongoing invoice finance facility. Go-Factor helps businesses understand, compare and secure Spot Invoice Finance when occasional cash flow gaps arise, allowing you to access funding only when you need it.

Spot Invoice Finance allows businesses to release working capital only when they need it. There are no long-term contracts, no monthly minimum fees and no requirement to fund your entire sales ledger, making it an ideal solution for occasional cash flow requirements.

Whether you're funding a seasonal order, bridging a temporary cash flow gap, supporting a new contract or waiting for a large customer to pay, Spot Invoice Finance, or Single Invoice Funding  gives you the flexibility to access funding only when your business needs it.

Don't wait for your customers to release the cash your
business needs today.

Go-Factor Insight on Single Invoice Finance

Many businesses assume they need a full invoice finance facility when they only need occasional access to working capital.

Go-Factor helps businesses understand whether Spot Invoice FinanceSelective Invoice Finance or a full Invoice Finance facility is the most appropriate solution, ensuring you don't commit to more funding than your business actually requires.

Spot Finance is fast, discreet, and puts you in control.

Is Your Business Facing Any Of These Challenges?

Release Working Capital Already Sitting Within Your Business

Every unpaid invoice represents money your business has already earned.  The question isn't whether your business has generated the cash, it's how quickly you can access it.

Go-Factor helps businesses compare invoice finance facilities across the UK market, ensuring you don't simply access funding, you choose the solution that best supports your business today and as it grows.

Find out whether your business could unlock working capital that's already sitting in your sales ledger.

Why Choose Go-Factor?

Go-Factor doesn't simply arrange funding, we help businesses make better funding decisions.

Many of our clients come to us after being declined by their bank, refused additional funding, dealing with County Court Judgments (CCJs), recovering from a previous business failure or believing there are no funding options available.

Rather than stopping at the first "no", Go-Factor independently compares the UK market, exploring every realistic funding solution before making a recommendation.

With more than 30 years of commercial finance experience, we stay alongside our clients throughout the funding journey, helping them overcome challenges and secure the funding solution that best supports their business.

Funding Only When You Need It


Not every business needs a long-term invoice finance facility.

If you only need funding for one invoice, one contract or one temporary cash flow requirement, Go-Factor will help you compare Spot Invoice Finance, Selective Invoice Finance and other flexible funding solutions, without long-term contracts or monthly minimum fees.

Spot Invoice Finance helping a UK business release cash from a single invoice, customer or contract without committing to a long-term invoice finance facility.